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The Highlights of 2019

The end of the year, and the decade for that matter, came and went just like most other days. If you were paying attention to news feeds it is likely you were bombarded with an enormous number of retrospectives of notable events of the last year and decade. The ubiquitous “Best of …” lists were everywhere. In fact, the number of articles detailing the best _____ of the 2010s might have been the first indicator of the end of the decade for many of us. 

To that end, we are going to jump on the bandwagon. We started 2019 with a San Diego Bucket List of area hikes and attractions which we were bound and determined to fulfill. We were unsuccessful in a couple, but we did manage to knock a couple off the list. 


Best Local Hike: Three Sisters Waterfall

This local hike to a mostly seasonal waterfall in East County San Diego is a great reminder of the unexpected beauty that you can find in San Diego County. It is a trek that is surprisingly challenging with a fair amount of elevation change. The best time to make it out there is right after the rainy season when a significant amount of water is still coursing through. This may be one of the more beautiful waterfalls in California, at high water, with a combination of a traditional cascade at the top followed by two quick rock falls right after. This was a pretty interesting drive at the time we made it out as there was a significant snowpack on the ground for a lot of the drive out from the 8 East.  


Best Adventure: Jessica Travels To Bali, Indonesia

Our intrepid adventurer/tax specialist Jessica made a trek out to Bali and made us all jealous as we sat at our computers back at the office. In her words, “I could go on for days about how beautiful it is. It is the most beautiful place I have ever been to.”


The Best Latte: Tanya, Our Office Manager

Starbucks: eat your heart out. Tanya has latte skills that will put any coffee shop to shame. Remember that when you next come in for your next meeting. 


The Best New Tech: eMoney 

After years of testing a variety of financial technologies, many of you have used our previous system WealthAccess, we have settled on what we believe is the best financial planning technology around, eMoney. 

Aside from having all of the capabilities that we gained from WealthAccess, eMoney is a more robust system allowing us to model out the long-term consequences of good (or poor) financial decision making. This is a key software improvement in our stated mission of helping clients make consistently good decisions to achieve inspired outcomes.  


The Best Book: How Adam Smith Can Change Your Life, by Russ Roberts

This is a book of writings by Adam Smith, the father of the field of Economics. His thoughts on topics such as being happy, not fooling yourself, and making the world a better place, will inspire you to look deeper into all of your actions. Thankfully, Mr. Roberts does a fantastic job of taking the challenging to understand English of 300 years ago and distilling it down to something easier to understand in today’s vernacular. If you are feeling adventurous in your readings this would be a great addition to your 2020 book queue. 


What We Are Looking Forward To For 2020: A New Adventure and A Carryover

Low-Tide Hike from La Jolla Shores to Torrey Pines State Beach

The carryover adventure from the San Diego Bucket List 2019 is the low-tide hike from La Jolla Shores to Torrey Pines State Beach. We were foiled in 2019 by time availability not coinciding with low-tide. We are bound and determined to not let that happen this year. 

The Encinitas Half Marathon

For people looking to suffer alongside thousands of others, the Encinitas Half Marathon on Sunday, March 29th might be right up your alley. Just in case we chicken out, we will not divulge the identity of the person in our office who plans on torturing themselves for this 13.1-mile race. However, if you plan on participating please let us know and we will cheer you on along with the Reason Financial entrant. 

We look forward to hearing about your adventures from last year, and what you are looking forward to in the coming year. Celebrating the “best of’s” in each of our lives is an important part of achieving inspired outcomes. Be it at Costco, Petco Park, on the beach, hiking around the county, suffering the long run or wherever it may be, we look forward to sharing life with you in this beautiful part of the world that we call home. 

We are here to help you make rational, informed and well-reasoned decisions, and we thank you for your continued trust and support. Your input is always welcome, and we ask that you contact us with any questions or concerns. 

DISCLOSURE

All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. All economic and performance data is historical and not indicative of future results. Market indices discussed are unmanaged. Investors cannot invest in unmanaged indices. Additional risks are associated with international investing, such as currency fluctuations, political and economic instability and differences in accounting standards.

Investing in securities in emerging markets involves special risks due to specific factors such as increased volatility, currency fluctuations and differences in auditing and other financial standards.  Securities in emerging markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments.

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Investing in fixed income securities involves credit and interest rate risk. When interest rates rise, bond prices generally fall.  Investing in commodities may involve greater volatility and is not suitable for all investors. Investing in a non-diversified fund that concentrates holdings into fewer securities or industries involves greater risk than investing in a more diversified fund. The equity securities of small companies may not be traded as often as equity securities of large companies so they may be difficult or impossible to sell. Neither diversification nor asset allocation assures a profit or protect against a loss in declining markets. Past performance is not an indicator of future results.

Securities offered through Avantax Investment ServicesSM, Member FINRA, SIPC.  Investment Managed Solutions (IMS) Platform programs and services offered through Avantax Advisory ServicesSM. All other investment management and financial planning services are offered through Reason Financial. Reason Financial and Avantax Advisory Services are unaffiliated entities.  Insurance services offered through 1st Global Insurance Services, Inc. CA Insurance Steven W. Pollock #OE98073, Sean P. Storck #OF25995, Nicole Albrecht #OF99962.

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