Ode to George Hornby: A Journey of Diverse Endeavors

In the huddle of life, you’ve played many roles, From Raiders’ cheers to managerial goals. With a heart full of passion for the game you adore, Your spirit embodied what it means to roar.

From managing cabs in New Jersey’s fleet, To ensuring each ride was timely and neat, You navigated challenges with wisdom and grace, Always determined, never losing the race.

The ocean depths once called your name, Aboard a nuclear submarine, your resolve became fame. Serving the Navy with honor and pride, Your bravery and skill never did hide.

From the depths of the sea to the land so broad, You owned an auto-repair shop where you were awed. Fixing engines, tuning cars with meticulous care, Every client left with a smile so rare.

Numbers and forms you then did embrace, Preparing taxes, ensuring no misplace. With patience and precision, you mastered the art, Helping many find a financial fresh start.

San Diego State proudly watched you grow, A scholar with dreams and a future to show. Your knowledge and drive were clear and bright, You turned every challenge into pure delight.

Now in your RV, you find new paths to tread, Exploring the country with no worries ahead. With each mile you drive, each sunset you see, You’re crafting new stories, as free as can be.

George, your journey is vast and grand, A tapestry woven by your own hand. As you retire, we honor your quest, A life well-lived, truly one of the best.

Here’s to your retirement, George! Enjoy every moment of your well-deserved adventures.

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This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Any company names noted herein are for educational purposes only.

All information is believed to be from reliable sources; however we make no representation as to its completeness or accuracy. All economic and performance data is historical and not indicative of future results. Market indices discussed are unmanaged. Investors cannot invest in unmanaged indices. Additional risks are associated with international investing, such as currency fluctuations, political and economic instability and differences in accounting standards.

Investing in securities in emerging markets involves special risks due to specific factors such as increased volatility, currency fluctuations and differences in auditing and other financial standards. Securities in emerging markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments.

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Investing in fixed income securities involves credit and interest rate risk. When interest rates rise, bond prices generally fall. Investing in commodities may involve greater volatility and is not suitable for all investors. Investing in a non-diversified fund that concentrates holdings into fewer securities or industries involves greater risk than investing in a more diversified fund. The equity securities of small companies may not be traded as often as equity securities of large companies so they may be difficult or impossible to sell. Neither diversification nor asset allocation assure a profit or protect against a loss in declining markets. Past performance is not an indicator of future results.

Financial Planning offered through Reason Financial, a state Registered Investment Advisor. Investment advice offered through Merit Financial Group, LLC an SEC Registered Investment Advisor. Merit Financial Group and Reason Financial are separate entities. Tax related services offered through Reason Tax Group. Reason Tax Group is a separate legal entity and not affiliated with Merit Financial Group, LLC. Sean P. Storck CA Insurance Lic#OF25995 and Steven W. Pollock CA Insurance Lic#OE98073

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