SAN DIEGO – Reason Financial is committed to the development, training, and support of our entire team in the financial services industry. It gives us enormous pleasure to congratulate one of our star employees, Jessica, on obtaining her CPA certification in Q1 2021. Jessica worked incredibly hard to accomplish this achievement – she obtained her Master’s in … Continued
We get a lot of questions about the role of the Federal Reserve in interest rates. These questions range in specificity and are often influenced by the high volume of headlines speculating about what the Fed will do next or analyzing its role in the stock market and economy. With the Central Bank forecasting a … Continued
Executive Summary What a year so far. It has been up and down, with mostly downs. The market bears are out in full force and the headwinds feel like a windstorm not a breeze. The only positive performing asset class to date is commodities, with all other major asset classes posting losses. The big news … Continued
Executive Summary Inflation expectations are sticky business in the world of economics. In the world of common sense, they are more straightforward. Interest rates are expected to go higher, tapering is beginning, and fiscal stimulus appears to have come to an end. This should help to pull back inflation. Duration/interest rate risk is on the … Continued
We all have dreams for what our retirement will look like — regardless of whether we remain in our ‘forever home,’ close to friends and family, or purchase a beach house on a remote island, financial freedom is a core component in any stress-free and fulfilling retirement journey. Not only does financial freedom allow us … Continued
Many of our clients don’t know what probate is, and that is probably a good thing. Probate is the legal process by which a will is validated. If there’s no will, it’s the legal process of settling a person’s affairs. How probate works The process, when required, varies by state. In some states (like California) … Continued
We found this reasonably interesting. Credit to Visual Capitalist.
Executive Summary Stock concentration in the S&P 500 is leading us to make changes in how we allocate between passive and active management. Supply chain delivery times are a good indicator of the path of inflation; businesses are taking notice and expressing lengthened expectations on normalization of their supply chain. Job growth missed expectations again … Continued
Retirement planning is one of the most fundamental parts of our job. In order to build you the best possible plan, we want you to understand the basics of the different types of retirement accounts. This can help you share information with us. It can also help you understand the “how” and “why” of the … Continued