The June Supreme Court decision upholding Affordable Care Act provisions eased some concern about the law’s effect on 2015 tax returns. Yet as year-end approaches, Congress once again has a lot of work to accomplish. While comprehensive tax reform is not on the schedule in the final months of 2015, the perennial “extenders” legislation is. … Continued
EXECUTIVE SUMMARY Two forces are significantly impacting global markets. The lack of Security and the element of Surprise are increasing volatility as evidenced by the significant price swings of the last couple months. A global slowdown is in process as evidenced in the most recent measurements of the Global Purchasing Managers Index. With growth cooling … Continued
A MID-QUARTER UPDATE Global markets have extended the selloff from last week into the current. The pullback in the U.S., while not as pronounced as in emerging and international markets, has been significant and sharp causing a degree of uncertainty among investors. We want to provide you with our insights to the current market conditions. … Continued
EXECUTIVE SUMMARY Interest rates continue to be a focus of attention, particularly with the current divergence between market expectations and those of the Federal Open Market Committee (FOMC). A new word has been added to the lexicon with “Grexit” becoming the title of the Greek crisis. A final agreement appears to be coming to the … Continued
EXECUTIVE SUMMARY • Domestic markets are being pressured by lower consumption readings despite low energy prices putting more money in consumer pockets. , • Despite much hype over the aging of the American population, the U.S. demographic makeup is very encouraging when compared to many of the other developed and developing countries in the world. … Continued
SAN DIEGO–(BUSINESS WIRE)—Rawdin-Baron Financial, Inc., a comprehensive financial planning and tax services firm, announced today that it is changing its name to Reason Financial: A Rawdin-Baron Financial Company. The name change, and corresponding new logo and brand, reflect the company’s commitment to serving the growing needs of its clients well into the future.
The IRS announced in October 2014 new limits and adjustments that affect a wide range of retirement and pension plans for 2015. These new limits were prompted by an increase in the cost-of living index. Each year the IRS reviews the inflation indicators and decides whether contributions and income levels need to be adjusted to … Continued
EXECUTIVE SUMMARY • Recent manufacturing data from the Institute of Supply Management (ISM®) indicates the economy is growing. • The Federal Reserve brought an end to Quantitative Easing, while also indicating interest rates will remain low until economic data convinces them to do otherwise. (i) • Current data show that housing starts are on … Continued
When considering whether you offset the risk of not being able to work, and thus earn a wage, you need to think about how long you could make it without a paycheck and if your savings are sufficient to cover your living expenses.