Reason Financial

EXECUTIVE SUMMARY It will likely be months before a recession is officially called, but it is certainly feeling like data coming out of the 2nd quarter will not provide much solace. Economic indicators are divergent with both encouraging and discouraging data points. Remember that missing the best days in the market is a recipe for…

When it comes to building a financial plan, our goal is to help you achieve your goals. Often, clients want to help their children pay for college. And while we love helping families work toward this goal, we’ve also noticed a number of misconceptions around how college fits into a broader financial plan. In this…

SAN DIEGO – Reason Financial is committed to the development, training, and support of our entire team in the financial services industry. It gives us enormous pleasure to congratulate one of our star employees, Jessica, on obtaining her CPA certification in Q1 2021.  Jessica worked incredibly hard to accomplish this achievement – she obtained her Master’s in…

We get a lot of questions about the role of the Federal Reserve in interest rates. These questions range in specificity and are often influenced by the high volume of headlines speculating about what the Fed will do next or analyzing its role in the stock market and economy. With the Central Bank forecasting a…

The situation between Russia and Ukraine is evolving rapidly. After gathering on the border with Ukraine, Russia has now started a broader invasion of the country. Initially Russian troops moved into disputed areas in the Donbas region, but Russian strikes in other parts of Ukraine are now underway. In addition to the obvious humanitarian concerns,…

We all have dreams for what our retirement will look like — regardless of whether we remain in our ‘forever home,’ close to friends and family, or purchase a beach house on a remote island, financial freedom is a core component in any stress-free and fulfilling retirement journey. Not only does financial freedom allow us…

Many of our clients don’t know what probate is, and that is probably a good thing. Probate is the legal process by which a will is validated. If there’s no will, it’s the legal process of settling a person’s affairs.  How probate works The process, when required, varies by state. In some states (like California)…

We found this reasonably interesting. Credit to Visual Capitalist.

Retirement planning is one of the most fundamental parts of our job. In order to build you the best possible plan, we want you to understand the basics of the different types of retirement accounts. This can help you share information with us. It can also help you understand the “how” and “why” of the…